International Commerce Bank · United States & Singapore
Project Funding Application

Present your project through a structured funding application designed for formal review.

Before a project can be evaluated, the financing team needs to understand the sponsor, ownership, sector, location, requested amount, total project cost, current stage, use of funds and expected source of repayment.

ICBANK · U.S. & Singapore
Financing request

A project-funding submission should tell the full commercial story.

Before a project can be evaluated, the financing team needs to understand the sponsor, ownership, sector, location, requested amount, total project cost, current stage, use of funds and expected source of repayment.

The quality of the initial submission determines how quickly the project can move into deeper structuring and due diligence.

  • Sponsor and company information
  • Project description and location
  • Capital requirement and use of proceeds
  • Financial model and repayment assumptions
  • Available permits, contracts and feasibility materials
Assessment process

Initial interest is not the same as financing approval.

A project may progress through commercial screening, KYC and ownership review, financial analysis, technical and legal due diligence, structuring and final documentation. Additional information can be requested at each stage if the project changes or risks are identified.

Applicants should therefore submit realistic assumptions and disclose material existing debt, disputes or project constraints at the outset.

What strengthens a file

Well-organized evidence makes a project easier to assess.

A coherent financial model, a realistic construction or implementation schedule, clear sponsor equity, credible contracts and evidence of required permits give reviewers a better basis for understanding bankability.

Where a project depends on long-term revenue contracts, concessions, offtake arrangements or major counterparties, those documents should be identified early in the application.

Project Funding Application

A project-funding submission should tell the full commercial story.

The quality of the initial submission determines how quickly the project can move into deeper structuring and due diligence.

Financing begins with repayment capacity and risk allocation

A financing proposal is assessed against the underlying business, project or transaction: how funds will be used, how repayment is generated, what can disrupt performance and how those risks are allocated.

Terms remain subject to due diligence, credit review, compliance, legal documentation and satisfaction of any conditions required before drawdown or execution.

01

From initial mandate to execution

1. Define the requirement

Clarify the client, objective, amount, jurisdictions, counterparties and expected outcome.

2. Establish client and authority

Confirm identity, ownership, authorized persons and the purpose of the relationship.

3. Review structure and risk

Assess commercial logic, documentation, cash flow or obligations, counterparties and relevant controls.

4. Document approvals and conditions

Record the agreed scope, internal approvals, conditions, responsibilities and formal terms.

5. Execute through authenticated channels

Proceed only through the approved workflow with clear records, status visibility and controlled instructions.

Documentation

Information typically required for review

  • Legal or personal identity and current contact details
  • Ownership structure and authorized signatories where relevant
  • Purpose of the account, transaction, investment or financing request
  • Expected countries, currencies, counterparties and transaction flows
  • Corporate, financial, KYC and supporting transaction documents
  • Evidence explaining any unusual amount, structure, funding source or commercial feature
Discussion

Key points to resolve before commitment

Jurisdiction

Which legal entity will actually provide, coordinate or document the service?

Authority

Who may instruct, approve, sign or change payment details on behalf of the client?

Evidence

What current documents are required before review or execution can continue?

Reliance

Which terms are only indicative and which become binding only after formal approval and signature?

Cross-border coordination with clear legal-entity responsibility

ICBANK serves international clients through its United States and Singapore platforms. Corporate and institutional banking, trade and project finance, transaction services and private-capital capabilities may be coordinated across the relationship where appropriate, with the responsible legal entity, jurisdiction and documentation identified for each mandate.

Clients may engage through the United States or Singapore platform according to service requirements, location, transaction structure and eligibility. Cross-border coordination is designed to provide continuity while preserving clear local responsibilities, due diligence standards and applicable legal requirements.

FAQ

Key client questions

When does a banking discussion become a formal commitment?

Only after the responsible legal entity has completed its review, issued formal approval where applicable, and the required documentation has been executed. Preliminary discussions, indicative terms and website information are not commitments.

Can one mandate involve both branches?

Teams may coordinate where appropriate, but the relevant legal entity, service scope, documentation and jurisdiction must be confirmed for each mandate.

Why may documents be requested again?

Client, ownership, transaction and risk information can change. Periodic or event-driven review helps keep records accurate and controls aligned.

How should sensitive information be sent?

Use the secure application or authenticated client channels. Do not send passwords, PINs or authentication codes by ordinary email.

ICBANK

Initial interest is not the same as financing approval.

A project may progress through commercial screening, KYC and ownership review, financial analysis, technical and legal due diligence, structuring and final documentation. Additional information can be requested at each stage if the project changes or risks are identified.

Start a relationship

Start with your objective. We’ll help structure the next step.

Open an account, request a service or begin a specialist banking application through the secure client process. Submission starts the review process and does not constitute approval or commitment.

Start a new application ↗